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Privacy Policy


Privacy Statement

Information Collection and Use
Momentum IT Group is the sole owner of the personal information collected from this site. We will not sell, share, or rent this information to others.

In order to receive our email alerts, users have to complete a registration form. During registration a user is required to give contact information (such as name and email address). This information is used to contact the user about the services on our site about which they have expressed an interest.

A cookie is a small text file written to a user’s hard drive that contains the User ID. The cookies do not contain any personal information about users. Momentum IT Group does not use cookies in any of our web development projects or on our own website.

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We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use.

This web site contains links to other sites. Please be aware that the Momentum IT Group is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of these third party sites. This privacy statement applies solely to information collected by this Web site.

If a user wishes to subscribe to our newsletters, we ask for contact information such as name and email address.

Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose any information requested. Information requested may include contact information (such as name and delivery address), and demographic information (such as postcode, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the functionality of the site.

Correcting/Updating Personal Information
If a user's personally identifiable information changes (such as your postcode), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that user's personal data provided to us.

This can usually be done at the edit my profile at the bottom of the e-mail broadcast or by sending an email to .

Notification of Changes
If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under which circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

The download facility available to associate members provides audio, articles and presentations in a format appropriate for the user. Please observe the copyright restrictions and credit the authors as requested.

Terms of Use

These terms of use (the "Terms of Use" or "TOU") apply to and govern your use of this site. Your use of the Site signifies your agreement to be bound by these Terms of Service. If you do not agree to be bound by these Terms of Service, you may not access or otherwise use the Site. Before using the Site, please review our Privacy Statement.


The information provided on this webpage, including offsite links, book titles and other information resource material is for information purposes only, and does not constitute an endorsement by the Microcredit Summit Campaign. The information provided is not a substitute for consultation with a health care or appropriate professional. If you have a question or concern about your or your family member's specific medical condition, seek the assistance of a physician or other health care professional.

The Microcredit Summit Campaign is not necessarily affiliated with sites which may be linked to or from the Site (the "Linked Sites") and is not responsible for their content. Links from the Site to the Linked Sites are for your convenience only and you access them at your own risk.


The Microcredit Summit Campaign grants you a non-exclusive, non-transferable, limited right to access, use and display the Site and the materials thereon for your personal use only, provided that you comply fully with this TOU. You shall not interfere or attempt to interfere with the operation of the Site in any way through any means or device including, but not limited to, spamming, hacking, and uploading computer viruses or time bombs, or the means expressly prohibited by any provision of this TOU.


The Microcredit Summit Campaign reserves the right, at its sole discretion, to change, modify, add or remove any portion of the Site or this TOU, in whole or in part, at any time. Changes to this TOU will be effective when posted. You agree to review this TOU periodically to be aware of any changes. Your continued use of the Site after any changes to this TOU are posted will be considered acceptance of those changes.


All trademarks, service marks, and trade names are proprietary to The Microcredit Summit Campaign. Except as otherwise provided herein, you may not reproduce, perform, create derivative works from, republish, upload, edit, post, transmit, or distribute in any way whatsoever any materials from this Site or any other web site owned or operated by The Microcredit Summit Campaign without written permission. However, you may download or make one copy of the Site Materials, and other downloadable items displayed on the Site, for personal, non-commercial home use only, provided all copyright and other notices contained in the Site Materials are left intact. Any modification of the Site Materials, or any portion thereof, or use of the Site Materials for any other purpose constitutes an infringement of The Microcredit Summit Campaign's copyrights and other proprietary rights. Use of the Site Materials on any other web site or other networked computer environment is prohibited without prior written permission from The Microcredit Summit Campaign.

Limitation o
f Liability

The Microcredit Summit Campaign is not liable for any damages that occur to software or hardware due to usage of this site.